Zero Cost Refinance
While highly valued in some areas of the world and never heard of in others, the zero cost refinance option is such a blessing it deserves to be talked about.
Basically, any qualified borrowers can exchange the payment of traditional closing costs involved in a refinance for a slightly larger interest rate, most commonly [...]
What is an Appraisal?
An appraisal is a review and report of the fair market value of an asset. For consideration of this article we will stick to the most common; home appraisals. If you are purchasing a home or refinancing a current mortgage, your lender will want an appraisal of the property.
This report must come [...]
Dealing With Credit Bureaus
The goal of this essay is to provide information on the 3 major credit bureaus. Currently,in today’s society, having good credit is essential and at some point in time it is likely that you will need to deal with these agencies: Equifax, TransUnion and Experian. Each one of these organizations maintain a [...]